Kahului, HI population, income and ZIP codes

Kahului CDP is a small city in Hawaii, with 27,068 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #9 of 163 ranked by population — larger than 95% of them. The median age here is 43.5 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Kahului CDP earn a median of $92,062 a year, 17.2% above the national figure of $78,538 and within a couple of points of the $92,062 median for the 124 Hawaii cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 9.3% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Kahului CDP is valued at $833,200, 174.6% above the national figure and 8% above the $768,200 peer median, while median gross rent runs $1,473 a month, 4.8% above the national figure, or roughly $17,676 across a full year. A household on the local median income would put about 19.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 9.1×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 61.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Home values sit at 9.1× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.