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Hawaii · Census place 01085

Ainaloa, HI population, income and ZIP codes

Quick answer

The population of the city of Ainaloa, Hawaii (Ainaloa, HI — Census place “Ainaloa CDP”) is 3,493 residents, ranking #73 of 163 places in Hawaii. Median household income is $51,757, the median home is worth $222,300 and median gross rent runs $1,364 a month. Looking for the Ainaloa Hawaii ZIP code list? 1 ZIP codes serve Ainaloa, HI: 96778.

Population
3,493Ainaloa CDP residents
Median household income
$51,757Past 12 months, inflation adjusted
Median home value
$222,300Owner-occupied units
Median gross rent
$1,364Rent plus utilities, monthly
Median age
41.8 yrsAll residents
Homeownership rate
84%Owner-occupied households

Ainaloa ZIP codes (Hawaii)

Census ZCTAs whose delivery area overlaps Ainaloa.

The Ainaloa HI ZIP code list below covers 1 ZIP code. Open any one for its population, income, housing and rent profile.

What the numbers mean in Ainaloa CDP

Housing cost measured against local earnings.

A household earning the Ainaloa CDP median would spend about 31.6% of gross income on the median rent. The 30% mark is the federal threshold for cost burden, so anything above it signals a stretched rental market. The median home costs 4.3× the median household income; nationally that ratio sits near 4.5×. Poverty affects 23.6% of residents and 84% of households own their home.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Ainaloa CDP, HI in context

How this area compares with national benchmarks.

Ainaloa CDP is a small town in Hawaii, with 3,493 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #73 of 163 ranked by population — larger than 55% of them. The median age here is 41.8 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Ainaloa CDP earn a median of $51,757 a year, 34.1% below the national figure of $78,538 and 44% below the $92,062 median for the 124 Hawaii cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 23.6% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Ainaloa CDP is valued at $222,300, 26.7% below the national figure and 71% below the $768,200 peer median, while median gross rent runs $1,364 a month, 3% below the national figure, or roughly $16,368 across a full year. A household on the local median income would put about 31.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 4.3×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 84% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Compare with nearby places

Places of similar size in Hawaii.

More Hawaii coverage.

Frequently asked questions

Common questions about this area.

What is the population of Ainaloa CDP?
Ainaloa CDP has 3,493 residents on Census ACS 2019-2023 ACS 5-year estimates, ranking #73 of 163 in Hawaii.
What is the median household income in Ainaloa CDP?
Median household income in Ainaloa CDP is $51,757 a year, 34.1% below the national figure of $78,538.
How much does it cost to rent or buy in Ainaloa CDP?
Median gross rent is $1,364 a month and the median home value is $222,300, so rent absorbs about 31.6% of median household income.
Is Ainaloa CDP affordable compared with the rest of the US?
Homes cost about 4.3× the local median income here versus roughly 3.9× nationally, so Ainaloa CDP is less affordable to buy in than the typical US market, and rent takes 31.6% of median income against the 30% cost-burden line.
How current is this Ainaloa CDP data?
All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.