Phillipsburg, GA population, income and ZIP codes

Phillipsburg CDP is a very small community in Georgia, with 507 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #489 of 675 ranked by population — larger than 27% of them. The median age here is 31 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Phillipsburg CDP earn a median of $23,438 a year, 70.2% below the national figure of $78,538 and 59% below the $57,300 median for the 378 Georgia cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 60% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Phillipsburg CDP is valued at $9,999, 96.7% below the national figure and 95% below the $191,600 peer median, while median gross rent runs $924 a month, 34.3% below the national figure, or roughly $11,088 across a full year. A household on the local median income would put about 47.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is severely stretched — a median-income renter clears the cost-burden line by a wide margin before utilities beyond the gross-rent definition. The home-price-to-income ratio works out to 0.4×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 43.3% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Phillipsburg CDP is the unusual combination of expensive to rent and cheap to buy: rent takes 47.3% of median income while homes cost only 0.4× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price. With 507 residents, a handful of survey responses moves every median on this page. Compare Phillipsburg CDP against its county rather than against national figures.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.