Zephyrhills South, FL population, income and ZIP codes

Zephyrhills South CDP is a mid-size town in Florida, with 5,422 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #454 of 955 ranked by population — larger than 52% of them. The median age here is 58.4 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Zephyrhills South CDP earn a median of $39,884 a year, 49.2% below the national figure of $78,538 and 42% below the $68,617 median for the 775 Florida cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 17.8% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Zephyrhills South CDP is valued at $41,900, 86.2% below the national figure and 86% below the $305,300 peer median, while median gross rent runs $1,073 a month, 23.7% below the national figure, or roughly $12,876 across a full year. A household on the local median income would put about 32.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 1.1×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 83% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Zephyrhills South CDP is the unusual combination of expensive to rent and cheap to buy: rent takes 32.3% of median income while homes cost only 1.1× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price. A median age of 58.4 puts Zephyrhills South CDP well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.