Waldo, FL population, income and ZIP codes

Waldo city is a very small community in Florida, with 877 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #795 of 955 ranked by population — larger than 16% of them. The median age here is 62.3 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Waldo city earn a median of $27,036 a year, 65.6% below the national figure of $78,538 and 61% below the $68,617 median for the 775 Florida cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 14.3% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Waldo city is valued at $112,200, 63% below the national figure and 63% below the $305,300 peer median, while median gross rent runs $838 a month, 40.4% below the national figure, or roughly $10,056 across a full year. A household on the local median income would put about 37.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 4.2×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 69.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 62.3 puts Waldo city well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 877 residents, a handful of survey responses moves every median on this page. Compare Waldo city against its county rather than against national figures.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.