Vamo, FL population, income and ZIP codes

Vamo CDP is a small town in Florida, with 2,845 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #614 of 955 ranked by population — larger than 35% of them. The median age here is 74.5 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Vamo CDP earn a median of $85,094 a year, 8.3% above the national figure of $78,538 and 24% above the $68,617 median for the 775 Florida cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 2.4% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Vamo CDP is valued at $309,900, 2.1% above the national figure and within a couple of points of the $305,300 peer median, while median gross rent runs $3,501 a month, 149% above the national figure, or roughly $42,012 across a full year. A household on the local median income would put about 49.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is severely stretched — a median-income renter clears the cost-burden line by a wide margin before utilities beyond the gross-rent definition. The home-price-to-income ratio works out to 3.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 73.2% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Vamo CDP is the unusual combination of expensive to rent and cheap to buy: rent takes 49.4% of median income while homes cost only 3.6× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price. A median age of 74.5 puts Vamo CDP well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.