Three Oaks, FL population, income and ZIP codes

Three Oaks CDP is a mid-size town in Florida, with 6,037 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #435 of 955 ranked by population — larger than 54% of them. The median age here is 30.1 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Three Oaks CDP earn a median of $102,392 a year, 30.4% above the national figure of $78,538 and 49% above the $68,617 median for the 775 Florida cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 10.8% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Three Oaks CDP is valued at $421,300, 38.9% above the national figure and 38% above the $305,300 peer median, while median gross rent runs $1,851 a month, 31.7% above the national figure, or roughly $22,212 across a full year. A household on the local median income would put about 21.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4.1×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 55.8% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.