Palm Valley, FL population, income and ZIP codes

Palm Valley CDP is a mid-size town in Florida, with 19,775 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #204 of 955 ranked by population — larger than 78% of them. The median age here is 49.9 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Palm Valley CDP earn a median of $118,280 a year, 50.6% above the national figure of $78,538 and 72% above the $68,617 median for the 775 Florida cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 4.1% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Palm Valley CDP is valued at $646,200, 113% above the national figure and 112% above the $305,300 peer median, while median gross rent runs $1,804 a month, 28.3% above the national figure, or roughly $21,648 across a full year. A household on the local median income would put about 18.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 5.5×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 79.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.