Mary Esther, FL population, income and ZIP codes

Mary Esther city is a small town in Florida, with 4,034 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #531 of 955 ranked by population — larger than 44% of them. The median age here is 40 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Mary Esther city earn a median of $76,510 a year, 2.6% below the national figure of $78,538 and 12% above the $68,617 median for the 775 Florida cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 5.3% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Mary Esther city is valued at $255,300, 15.9% below the national figure and 16% below the $305,300 peer median, while median gross rent runs $1,517 a month, 7.9% above the national figure, or roughly $18,204 across a full year. A household on the local median income would put about 23.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 69.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.