Live Oak, FL population, income and ZIP codes

Live Oak city is a mid-size town in Florida, with 6,901 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #412 of 955 ranked by population — larger than 56% of them. The median age here is 37.9 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Live Oak city earn a median of $53,578 a year, 31.8% below the national figure of $78,538 and 22% below the $68,617 median for the 775 Florida cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 17.5% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Live Oak city is valued at $158,200, 47.9% below the national figure and 48% below the $305,300 peer median, while median gross rent runs $880 a month, 37.4% below the national figure, or roughly $10,560 across a full year. A household on the local median income would put about 19.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 52.2% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.