Jay, FL population, income and ZIP codes

Jay town is a very small community in Florida, with 706 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #828 of 955 ranked by population — larger than 13% of them. The median age here is 37 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Jay town earn a median of $36,964 a year, 52.9% below the national figure of $78,538 and 46% below the $68,617 median for the 775 Florida cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 33.5% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Jay town is valued at $126,800, 58.2% below the national figure and 58% below the $305,300 peer median, while median gross rent runs $1,008 a month, 28.3% below the national figure, or roughly $12,096 across a full year. A household on the local median income would put about 32.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 3.4×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 43.4% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Jay town is the unusual combination of expensive to rent and cheap to buy: rent takes 32.7% of median income while homes cost only 3.4× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price. With 706 residents, a handful of survey responses moves every median on this page. Compare Jay town against its county rather than against national figures.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.