Goulding, FL population, income and ZIP codes

Goulding CDP is a small town in Florida, with 3,448 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #563 of 955 ranked by population — larger than 41% of them. The median age here is 36.9 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Goulding CDP earn a median of $27,299 a year, 65.2% below the national figure of $78,538 and 60% below the $68,617 median for the 775 Florida cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 35.8% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Goulding CDP is valued at $86,800, 71.4% below the national figure and 72% below the $305,300 peer median, while median gross rent runs $1,077 a month, 23.4% below the national figure, or roughly $12,924 across a full year. A household on the local median income would put about 47.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is severely stretched — a median-income renter clears the cost-burden line by a wide margin before utilities beyond the gross-rent definition. The home-price-to-income ratio works out to 3.2×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 40.5% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Goulding CDP is the unusual combination of expensive to rent and cheap to buy: rent takes 47.3% of median income while homes cost only 3.2× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.