Gardner, FL population, income and ZIP codes

Gardner CDP is a very small community in Florida, with 502 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #854 of 955 ranked by population — larger than 10% of them. The median age here is 64.5 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Gardner CDP earn a median of $40,739 a year, 48.1% below the national figure of $78,538 and 41% below the $68,617 median for the 775 Florida cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 40% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Gardner CDP is valued at $132,100, 56.5% below the national figure and 57% below the $305,300 peer median, while median gross rent runs not published a month. The home-price-to-income ratio works out to 3.2×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 100% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 64.5 puts Gardner CDP well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 502 residents, a handful of survey responses moves every median on this page. Compare Gardner CDP against its county rather than against national figures.

The Census withheld gross rent for Gardner CDP because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.