Cypress Lake, FL population, income and ZIP codes

Cypress Lake CDP is a mid-size town in Florida, with 13,145 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #290 of 955 ranked by population — larger than 69% of them. The median age here is 60.7 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Cypress Lake CDP earn a median of $62,767 a year, 20.1% below the national figure of $78,538 and 9% below the $68,617 median for the 775 Florida cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 9.9% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Cypress Lake CDP is valued at $237,700, 21.7% below the national figure and 22% below the $305,300 peer median, while median gross rent runs $1,699 a month, 20.8% above the national figure, or roughly $20,388 across a full year. A household on the local median income would put about 32.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 3.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 74.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Cypress Lake CDP is the unusual combination of expensive to rent and cheap to buy: rent takes 32.5% of median income while homes cost only 3.8× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price. A median age of 60.7 puts Cypress Lake CDP well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.