Cocoa Beach, FL population, income and ZIP codes

Cocoa Beach city is a mid-size town in Florida, with 11,341 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #320 of 955 ranked by population — larger than 66% of them. The median age here is 58.4 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Cocoa Beach city earn a median of $82,381 a year, 4.9% above the national figure of $78,538 and 20% above the $68,617 median for the 775 Florida cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 9.1% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Cocoa Beach city is valued at $451,800, 48.9% above the national figure and 48% above the $305,300 peer median, while median gross rent runs $1,555 a month, 10.6% above the national figure, or roughly $18,660 across a full year. A household on the local median income would put about 22.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 5.5×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 77.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 58.4 puts Cocoa Beach city well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.