Cedar Key, FL population, income and ZIP codes

Cedar Key city is a very small community in Florida, with 756 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #818 of 955 ranked by population — larger than 14% of them. The median age here is 68.4 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Cedar Key city earn a median of $69,226 a year, 11.9% below the national figure of $78,538 and within a couple of points of the $68,617 median for the 775 Florida cities we cover. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 17.9% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Cedar Key city is valued at $331,100, 9.1% above the national figure and 8% above the $305,300 peer median, while median gross rent runs $918 a month, 34.7% below the national figure, or roughly $11,016 across a full year. A household on the local median income would put about 15.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4.8×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 85.4% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 68.4 puts Cedar Key city well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 756 residents, a handful of survey responses moves every median on this page. Compare Cedar Key city against its county rather than against national figures.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.