Steamboat, AZ population, income and ZIP codes

Steamboat CDP is a very small community in Arizona, with 364 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #311 of 467 ranked by population — larger than 33% of them. The median age here is 41.2 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Steamboat CDP earn a median of $29,783 a year, 62.1% below the national figure of $78,538 and 53% below the $63,545 median for the 206 Arizona cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 26.4% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Steamboat CDP is valued at $39,600, 86.9% below the national figure and 84% below the $242,700 peer median, while median gross rent runs $850 a month, 39.5% below the national figure, or roughly $10,200 across a full year. A household on the local median income would put about 34.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 1.3×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 91% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Steamboat CDP is the unusual combination of expensive to rent and cheap to buy: rent takes 34.2% of median income while homes cost only 1.3× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price. With 364 residents, a handful of survey responses moves every median on this page. Compare Steamboat CDP against its county rather than against national figures.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.