Chinle, AZ population, income and ZIP codes

Chinle CDP is a small town in Arizona, with 4,395 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #106 of 467 ranked by population — larger than 77% of them. The median age here is 31.9 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Chinle CDP earn a median of $46,458 a year, 40.8% below the national figure of $78,538 and 27% below the $63,545 median for the 206 Arizona cities we cover. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 35.9% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Chinle CDP is valued at $38,000, 87.5% below the national figure and 84% below the $242,700 peer median, while median gross rent runs $504 a month, 64.2% below the national figure, or roughly $6,048 across a full year. A household on the local median income would put about 13% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 0.8×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 47.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.