Shoal Creek, AL population, income and ZIP codes

Shoal Creek CDP is a small town in Alabama, with 1,371 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #282 of 593 ranked by population — larger than 52% of them. The median age here is 50.2 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Shoal Creek CDP earn a median of $165,625 a year, 110.9% above the national figure of $78,538 and 197% above the $55,687 median for the 322 Alabama cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 0% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Shoal Creek CDP is valued at $787,500, 159.6% above the national figure and 398% above the $158,200 peer median, while median gross rent runs $2,573 a month, 83% above the national figure, or roughly $30,876 across a full year. A household on the local median income would put about 18.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 4.8×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 87.7% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 50.2 puts Shoal Creek CDP well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.