Montgomery, AL population, income and ZIP codes

Montgomery city is a mid-size city in Alabama, with 198,440 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #3 of 593 ranked by population — larger than 99% of them. The median age here is 36.2 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.

Households in Montgomery city earn a median of $55,687 a year, 29.1% below the national figure of $78,538 and within a couple of points of the $55,687 median for the 322 Alabama cities we cover. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 20.9% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in Montgomery city is valued at $148,500, 51.1% below the national figure and 6% below the $158,200 peer median, while median gross rent runs $1,059 a month, 24.7% below the national figure, or roughly $12,708 across a full year. A household on the local median income would put about 22.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 2.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 54.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.