Loxley, AL population, income and ZIP codes

Loxley town is a small town in Alabama, with 4,029 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #140 of 593 ranked by population — larger than 76% of them. The median age here is 37.2 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Loxley town earn a median of $85,250 a year, 8.5% above the national figure of $78,538 and 53% above the $55,687 median for the 322 Alabama cities we cover. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 14.9% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Loxley town is valued at $303,600, essentially level with the national figure and 92% above the $158,200 peer median, while median gross rent runs $1,465 a month, 4.2% above the national figure, or roughly $17,580 across a full year. A household on the local median income would put about 20.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 74% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.